LOAN SCHEMES

Nagrik Professional Loan Schemes

(A) Cash Credit limit ..

Commodity Loans

Commodity Loans..

N. S. C., K.V. P. Insurance policy mortgage loans

(A) Short term loan on mortgage of National saving certificate, Kisan Vikas Patra, Life insurance policy and other recognised 11.00 % 174 11.00 % (B) Overdraft facility on National saving c..

Gold Jewellery Mortgage Loan

Short term Jewellery Loans (A) On short term loans on gold jewelry (for twelve months months upto Rs.2 lakh 12% 172 12% (i) On mid-term loans on gold jew..

Cash Credit facility

Purpose - Working capital for businessLoan amount - Based on stock assessment. Based on financial sheets.Securities – Stock utilised in trade business. Collateral of a competent member is acceptable to the BankCo-Securities- property of the debtor o..

Overdraft Facility

Purpose - To trade and other business activities.Loan Amount - Determination of the limit on the basis of previous years' financial sheets.Securities - Real Estate / Gold Jewellery / N. S. C. / k.V. P. / Warehouse receipt / insurance policy.Insurance - Mo..

Four wheeler loans

Property of the debtor or guarantor will be mortgaged and can be availed if the amount for loan is more than 5 lakhs...

Property Mortgage Loan

(A) Real estate mortgage loan for personal use 14.00 % 183 14.00 % Purpose- Business, contract, celebration or personal reason.Loan amount - Up to the term of maximum 2 years.Securities - Against the mortgage of ..

Nagrik Home Loan

(A) Housing loan building construction/ flat purchase/ building purchase / building extension, alteration and finishing ..