sr |
period of fixed deposits |
Changed interest rates from 01 October 2023 |
|
General citizen |
Senior citizens |
||
1 |
15 days to 45 days |
4.00% |
4.50% |
2 |
46 days to 180 days |
4.50% |
5.00% |
3 |
181 days but less than 1 year |
4.75% |
5.25% |
4 |
425 days (scheme limited period till 31-03-2025) Effective from 12.09.2024) (1)less than 15 lakhs (2)15 lakhs and above but Rs. less than 01 crore (3)01 crore and above |
7.00% 7.50% 7.70% |
7.50% 8.00% 8.00% |
5 |
1 year and above but less than 2 years |
|
|
6 |
2 years and above |
|
6.30% |
saving account :- The interest rate on savings accounts is 3.00 percent per annum. This interest is paid to the accounts of account holders on half yearly basis. |
|||
* Smart Saving Deposit Account (GL-46) :- (1) Rs. 3.5 percent interest on deposits up to Rs 1 lakh (2) Rs. More than 01 lakh but maximum Rs. 4 percent interest up to Rs 5 lakh (2) Rs. 4.75 percent interest on balance more than Rs 5 lakh Interest is paid into account holders' accounts on half yearly basis |