S. No. |
( Description ) Type of Service |
Service charges applicable from 01 - 01 - 2021 |
(01) |
(Savings / Member Savings / Current / CC / OD / Loan etc.) account holders when the cheque deposited for collection in the clearing house is returned unencumbered (outward chq. Return) |
Rs. 100/- per cheque + GST |
(02) |
(a) Cheque return expenses (I/W chq. Return) in respect of cheques issued by bank members / customers of this Bank which are received by the Bank for payment through clearing house / any other mode and are returned by the Bank due to insufficient funds in the account |
a) In Current / CC / OD Accounts - Rs. 300/- per cheque + GST |
(b) In case of ECS, NACH debit entry being returned unpaid due to insufficient balance in the account, ECS debit entry refund charges should be debited to the account of the respective account holder. |
(b) ECS refund charges per debit entry in all types of accounts - Rs. 300/- + GST |
|
(03) |
Service charges for OBC cheques dishonoured or returned unpaid |
Upto Rs 50000/- Minimum Rs 50/- Above that Rs 10/- per Rs 10000/- Maximum Rs 150/- + GST |
(04) |
Keeping in view the rates of issuing cheque books to the account holders in other banks, issue charge debit is levied on issue of MICR Cheque Book in the account as follows:- |
|
(1) In Current / CC / OD Accounts |
Rs. 2/- per cheque + GST |
|
(2) In savings / member savings accounts |
30 leaves free in a year. Thereafter Rs 2/- per leaf +GST |
|
(05) |
When a cheque issued from the bank account of all types of account holders is stopped for any reason |
Savings Account Rs 50/- + GST |
(06) |
After all account holders have authenticated their signatures |
Savings account holder Rs 20/- + GST |
(07) |
On issuance of Solvency Certificate |
(1) Up to Rs 5 lakh turnover. Rs 200/- + GST |
(08) |
no dues certificate |
Rs.50/- + GST |
(09) |
Service charges along with indemnity bond for issue of duplicate receipt |
रु 20/- + GST |
(10) |
Bank guarantee |
|
On deposit i.e. 100% secured Bank Guarantee |
Rs 6/- per thousand per annum + GST |
|
Immovable property mortgage with 25% cash margin |
Rs 20/- per thousand per annum + GST |
|
(11) |
On issue of duplicate passbook |
रु 50/- + GST |
(12) |
Service charge per page in case the account holder wishes to print a re-statement of current or savings account |
Rs. 5/- + GST |
(13) |
On closing the account within 1 year of opening the account |
|
(14) |
Quarterly Incidental Charge Current Account/CC Account/OD Account |
Rs 200/- per quarter + GST |
(15) |
Monthly service charges if balance is less than Minimum Average Balance |
4% of the difference amount + GST for savings accounts |
(16) |
IBC Service Charges - Service charges in addition to draft commission |
Rs 50/- Draft Commission |
(17) |
SMS alert charges |
Rs 15/- per quarter + GST |
(18) |
Locker Rent - |
|
(A) The smallest |
Amount Rs. 1200/- + GST |
|
(B)Medium |
Amount Rs. 2400/- + GST |
|
(C) The biggest |
Amount Rs. 4800/- + GST |
|
(19) |
Charges / commission for making draft / payslip |
|
(A) Amount from Rs 1/- to Rs 1000/- |
Amount Rs. 15/- + GST |
|
(B) Amount from Rs. 1001/- to Rs. 10000/- |
Amount Rs. 20/- + GST |
|
(C) Amount exceeding Rs. 10,000/- |
Amount Rs. 1.50 per thousand, minimum Rs. 20/- + GST |
|
|
|
|
(20) |
ATM CARD CHARGES (Effective from 01-01-2022) |
|
|
(1)Easy Cash EMV Pupay Debit Card Annual Fee |
Rs. 100/- + GST |
(2) Replacement, breakage, damage, confiscation, loss, theft |
Rs. 100/- + GST |
|
(3) To retrieve your PIN |
nirank |
|
(4)Transaction Charges (at NS Bank ATM) |
Cash Withdrawal : Nil |
|
(5) Transaction Charges except at NS Bank ATMs |
||
(A) For savings accounts |
First 5 financial/non-financial transactions in a month are free thereafter on Cash Withdrawal: |
|
(A) For current accounts |
On Cash Withdrawal: Rs. 25 + GST per transaction |
|
(21) |
IMPS CHARGES |
|
|
(A) Amount upto Rs. 10000/- |
Nil |
(B) Amount Rs. 10001/- to 100000/- |
Amount Rs. 5/- + GST |
|
(C) Amount exceeding Rs. 1,00,000/- |
Amount Rs. 15/- + GST |
|
(22) |
RTGS/ NEFT CHARGES |
|
|
(A) Amount upto Rs. 1,00,000/- |
Nil |
(B) Amount Rs. 100001/- to 200000/- |
Amount Rs. 10/- + GST |
|
(C) Amount Rs.200001/- to 500000/- |
Amount Rs. 15/- + GST |
|
(D) Amount exceeding Rs.500001/- |
Amount Rs. 50/- + GST |
|
(23) |
Charges for cancellation of draft / payslip |
50% of the manufacturing charges + GST |
(24) |
(1) In inoperative savings accounts ( other than member savings accounts ) - |
|
(a) Upon maintenance of minimum balance in accounts with or without cheque book facility |
(a) Incidental charges should not be levied. |
|
(b) In case of excess of minimum balance in accounts with or without cheque book facility - |
(b) Maximum Rs. 250/- + GST per annum should be debited as incidental charges. |
|
(c) If a savings account is converted from non-operative category to operative category or is closed, then - |
(e) Incidental charges should not be levied. |
|
(2) In inoperative current accounts , - |
||
(a) When there is minimum balance in the accounts |
(a) Incidental charges should not be levied. |
|
(b) When there is more than the minimum balance in the account |
(b) Maximum Rs. 500/- + GST per annum should be debited as incidental charges. |
|
(c) If a savings account is converted from non-operative category to operative category or is closed, then - |
(e) Incidental charges should not be levied. |
|
(3) In non-operational Sarvamangal accounts , - |
||
(a) If the balance is Rs. 500/- or less - |
(a) Incidental charges should not be levied. |
|
(b) If the balance is more than Rs. 500/- - |
(b) Rs. 500/- per annum + GST should be debited as incidental charges. |
|
(25) |
Processing fee in loan cases |
|
- |
Minimum Rs. 500/- + GST or 0.50% of loan amount + GST and Maximum Rs. 50000/- + GST |
|
(26) |
Examination fees on jewelery pledge loans : |
|
Upto Rs. 1,00,000/- |
Rs. 1000/- + GST |
|
Above Rs. 1,00,000/- |
Rs. 1000/- + GST fixed thereafter Rs. 5/- + GST per thousand |
|
(27) |
Commitment Charges- |
|
Commitment charges for utilisation of less than 60% of the limit in CC/OD account. |
2% of unused limit on half-yearly basis + GST |
|
(28) |
Loan Application Form |
रू. 20/- (Including GST) |
(29) |
Permanent Membership Application Form |
रू. 20/- (Including GST) |
(30) |
Nominal membership application fee |
रू. 30/- (Without GST) |